Vodi is the next-generation messaging app that offers useful global services and a very unique business model. We know that there are more than two billion downloads of messaging apps just in the last five years, but most of these other messaging apps have not evolved beyond providing simple texting and voice and video calling. We see a tremendous opportunity to be a part of people's conversation considering more than 80% of a mobile user’s daily usage of their phone is spent chatting and texting back and forth. We think how you become relevant to people's conversations is key.

One of the things we do within our messaging is conversational search. While you're chatting with your friends, you might say, "Let's have pizza for lunch," and in Vodi, you would see the words pizza and lunch turn orange. You can tap on “pizza” and it’ll give you all the local pizza restaurants that are nearby. Or, you could click on "lunch" and get all the local restaurants. Another feature of ours is, if you are chatting with a friend or family member and you realize it’s their birthday, you can actually buy and send them an eGift card or recharge their prepaid mobile plan right within the chat. So, there are many services that are within the conversation. That's a very key differentiator for Vodi compared to many other messaging apps out there. And in addition to those, we offer multiple fintech - financial technology - services. Take, for example, our prepaid mobile plan recharge options. Nowadays, young people want to be in control - they want to control how much they pay per month for wireless phone. They don't want to be stuck in two-year contracts and whatnot. They actually are going towards the prepaid mobile route. And around the world, of the approximately six billion phones, 80% of them are on prepaid plans, meaning these people need to go out and recharge their plans either weekly or monthly, based on a pay-as-you-go model. But with Vodi, instead of having to go out, they can actually instantly do that on our app - and friends, family, and loved ones around the world, can actually do that for them as well. Another product that makes Vodi unique is the gift cards. It's a couple hundred billion dollar industry and very quickly moving from hanging plastic cards sitting in convenience stores and supermarkets to electronic forms and the mobile world. There isn't one dominant U.S. or international electronic gift card player today, so we are actually pushing Vodi to be that eGift card provider in the U.S. and international markets. We have more than 100 different brands in the U.S. today, and we offer brands in a number of other countries. Right now, we’re live in Mexico, El Salvador, and Guatemala with a number of electronic gift card brands, and we're in the process of adding another 50 countries. Now, to expand the fintech services, we are actually in the process of adding on bill payment. Everybody around the world has three, four bills to pay each month, so we're looking at integrating with a number of partners to let users take care of that within Vodi. We will have more than 15 countries where you can instantly pay your bills or your loved one's bills overseas, so we can make giving and helping one another an easy and social experience within Vodi. The other service we're adding on is actually money transfer and P2P payment. That's across borders or within one country. So there are quite a few financial services coming on board with Vodi. And, beyond all this, Vodi also has international calling services to reach the four billion phones that are feature phones - that is, not smartphones - or landlines. Alongside this, we have unlimited plans to some very hot destinations like Mexico and the Philippines. There are services like that within Vodi that makes the app very attractive to those who have a need to communicate with their loved ones around the world.

Vodi's concept is to give back to the users beyond just free messaging. Every product that a user buys within Vodi actually makes us a profit on that transaction, and part of that profit we give back to the user via V-Coins. What’s more, we also give V-Coins back to the user that invited the purchasing user to Vodi. So, if I invited you to Vodi, and you purchased a top-up of $40 for your T-Mobile plan, you would get some V-Coins, which is a reward that no other app offers. Then, because I'm the one who invited you, I would actually get some V-Coins too. And for users with Gold status - those who have at least 10 active friends - they actually get V-Coins in this way from three generations of Vodi users. So if you're my first friend generation, my second and third generations are your friends and your friends’ friends, and I get coins from all three generations, which is pretty exciting. And my generations keep on growing. You get these benefits and rewards just by using the app. You don't have to sign up or pay for a membership. You don't have to buy anything. You don't have to sell anything. It's just that you receive the benefits. You and your friends just naturally use the services, and then you keep on getting V-Coins. For example, last month, I received more than 11,000 V-Coins, which is equivalent to $11 USD. Just think about an average person anywhere in the world: if they invite a lot of their friends to use Vodi - to communicate, to chat - all of a sudden they start to see the V-Coins coming in because their friends' friends' friends are using and buying our services. That person is effectively making an extra $5 or $10 a month, and that is actually pretty significant.

We were really working with a blank canvas because there is no comparable model for us to base ours on or to copy. Our rules are we can do whatever we want. So the question became, what did we want to do? We wanted to provide a messaging app with greater utility for the users out there, and we believed that would be a winning concept. We wanted to take it a little bit more serious, not just a game. That's what you see most of the time out there. We wanted to do something where people will see, "Oh wow, there's so much more here. The coins you get are real. The products and services are real.” What was important to us was taking many different products that people needed, but could only access by using several different individual apps, and putting those on one platform, as well as in their conversations. This makes it very easy to find a product and send it to whomever you're talking to, and adds that cool factor. We started looking at different financial products that we were going to be able to do that with. That's when we made the determination to add the products and services that are in there right now. Some of our competitors, yes, they had these products. But they weren't convenient, and when you opened those apps and you tried to use them, they either didn't work or they were very cumbersome and very hard to navigate. We, at that moment, said, "You know what? We can take it from here. We can make it user-friendly." In the end, users are not coming to Vodi just for the same products that they could go to someone else for. They're coming to Vodi for those products because they're easy to use, and because we stand behind our products and our customers. Also, they get V-Coins back, which they can use like cash on our products and services. And not only that - and I think this is the biggest point - we also keep track of all the users and who referred whom, and then we can actually have our users feel like they're getting something significant back by rewarding them for the network they build. We keep track of their network’s growth, they get V-Coins every single month, and they can actually take those V-Coins and then apply it to their next purchase that they're going to be doing anyway.

If you go to any of the major online channels out there - Facebook, or YouTube especially - or even just Google and put in, "Vodi App," you will see just hundreds, if not thousands, of posts saying, "Hey, I love this app. Download it and use my referral code." So people are actually taking it beyond just bringing on board their friends and families. They’re actually now producing their own videos in their own language, telling their followers and friends out there to check out Vodi, download it and use their referral code, which is like a dream come true. It's just like, “Oh, my gosh, it’s taking off virally on its own.” Sometimes, we see they can even advertise Vodi better than we can because they reach different parts of the world or they focus on whatever is relevant, whatever is important to them. Some see they can top up their phone starting with just 25 cents’ worth of V-Coins. They can actually use it and it's real. They get a text confirmation from the local operator. That opens up their eyes like "Oh my gosh, this is real. This is real,” and they want to spread the word even more. A big thing today is people looking for “hacks.” People associate a hack with how to get something for free; how to go around the system and get what they want for free. When you do search those online channels for Vodi and you find those users’ videos, a lot of them are basically saying, "Hey, I figured out this hack." The “hack” is essentially the exact model that we set up, which I think is pretty profound. Not a lot of people have that model out there, where people can actually earn back rewards so easily and then actually get the value of the rewards that they're earning. It’s substantial in a user’s world. And that's how they think of Vodi. They see what they're doing as a “hack” because it's not anything that is out there right now.

Last year we were in beta. We were really in stealth mode, wanting to test out so many different concepts and see how people reacted. We started out strong in Vietnam because we have a lot of staff there, but then it grew and grew and grew. Next thing we knew, we were in more than 160 countries. Then users in Bangladesh took to it really well. They loved the concept and they loved the coins. So, today we see there are quite a lot of users from Vietnam and Bangladesh, and it keeps on growing in the other 160 countries. Last month was when we really first launched to the world with Miss Universe - Vodi was the official global fan vote sponsor. Our app was one of four ways to vote throughout the competition. This opportunity drove more than half a million downloads in one month, way more than what we did in a whole year in beta last year, which is incredible. The downloads for the month came from so many countries all around the world, but predominantly Latin America, Asia and Europe. Now that Miss Universe is over, we're monitoring to see who's actually continuing to invite their friends to use the app. Many of these countries, they were so crazy about the voting for Miss Universe - they love it, they're just die-hard fans for voting - and now, they're adopting the Vodi world and they're starting to invite friends. Now, we're seeing probably a good 20 countries with very strong adoption. To make growth around the world easier to achieve, we’re making the app available in more languages. Right now Vodi is available in eight different languages: English, Spanish, Portuguese, Hindi, simplified Chinese, Indonesian, Malay and Vietnamese. We're looking to add several more very soon; probably Polish, French and Thai.

We definitely wanted to spread as widely as we could, as quickly as we could. From the time of launch, we’ve offered top-ups in 135 countries around the world. At the same time, we’ve selected those first eight languages for the app based on what’s spoken in some of the world’s most heavily populated countries. English and Spanish cover a huge part of the world, and then Portuguese and Indonesian combine for another half a billion people. Chinese and Hindi of course cover a huge portion of East and South Asia’s populations, and Malay and Vietnamese also cover critical markets for us. So, we’re approaching it from both sides, trying to target as many countries as we can, but prioritizing those with large populations. Of course, they have to be countries where our products are available, but we also want to see where the adoption comes from naturally, and from there we can grow more.

One of our features that's very popular is translation within the chat. The world is getting smaller and smaller, and any given user might well have friends from all walks of life and from all parts of the world. Now, with chat translation in Vodi, a user can write something in their own language - let's say English - and then select a language that you want to translate to and then send it. It's Google Translation, but it's conveniently there for you. There are more than 100 different languages that you can actually translate your messages to and then send to your friends around the world. I love seeing it work in-person - my seven-year-old daughter writes it in English, translates it into Vietnamese and sends it to her grandma.

We started on the concept in late 2013. 2014 is when we really started the development of Vodi. It took us a good, solid two years. Every function, every part of it, every feature you see there, there was a massive amount of research to make sure we were working with the best and latest technology on the market. We have an incredible team that did all this. Everybody is so dedicated, loving the concept, loving where Vodi is going, and they all believe in our vision. The goal was really to have products on the app that are convenient, that we need, and that we feel are relevant. We’re not placing just any product on there, something from just any company. It was really digging through many different providers that offered a solution or had part of a solution that we could build the other half of. We did a lot of analyzing, a lot of research and then a lot of negotiation to find the right providers, the right solution, the right product, and it had to be a complete fit with Vodi. It took some time. I’ll give you some more context with regards to the process of putting Vodi together. When it came to the individual technologies behind our texting, our voice calling and our video calling, each had to be examined separately on its own to see who was really the best provider out there. Then all of the implementation of these technologies within the app is done in-house, because we don't want to outsource the many things that we do on the backend, on the front-end and on the security end. As for the products and services, we had strong relationships with many different providers already via my other business. That allowed us to bring many of these products and services onto the Vodi platform very quickly. Without those established relationships, it would’ve been very difficult to do what we did. Trying to get eGift cards onto your app - who can provide that for you in the U.S. or in other countries all around the world? Finding the providers and creating those relationships is actually very, very difficult to do. It was a lot of work to do this in two years. But we made it to launch in 2016. We honestly just wanted to have a beta phase with only friends and family testing it and using it, but it grew and grew virally on its own to more than 300,000 downloads within 2016 - and that’s without any advertisement.

In terms of introducing new products, we have many players from various industries that now want their products on the Vodi platform. But we’re very selective - it’s got to be a good brand that is going to do good by the users. It’s not necessarily just about us monetizing - if it was, we could just add another element like ad banners and monetize from there. That’s something we may do down the road, but right now, we prefer to consider services that will be useful to our users out there. In terms of technology, we’re already building the next generation behind the scene. You’ll see more on that in mid-2017. We’re constantly evolving, innovating and bringing on new services. Now, going back to our theme of giving back - our business model includes not just rewards for users, but also a revenue-sharing opportunity for business partners. This is something very unique and very exciting. I like to explain it like this: businesses out there have a database - that’s true for any kind of business. You can be a mobile operator, you can be an online travel business, you can be selling cookies online or anything. You have a database - say a million customers or so. You know it’s likely that many of your customers are among the billions of people around the world downloading and using the free messaging apps of the world. But you’re not monetizing from their use of these apps; those apps aren’t offering any sort of revenue-sharing opportunity. Such an opportunity hasn’t existed out there - until now. Vodi meets that demand. If that business promotes Vodi through their social media, through their website, through mass email, mass texting, et cetera, we’ll keep track of the users that came from this partner, as well as the subsequent three generations of users that result from them inviting friends, those users inviting friends, and so on. Then, whatever that group of users buy - the business’s whole “Vodi network” - the partner shares in the revenue. And we’re already busy talking to many businesses around the world about this model and finalizing many of these agreements. This allows us to tap into these businesses’ databases - they’ll start promoting Vodi naturally, and people hearing about Vodi from these channels that they trust will drive mass adoption at an even faster rate. As for things already in motion - over the next six months, we’re rolling out two very exciting features. One of them is this global live voting platform. When it comes to the many live events around the world in which fans participate by voting, the method for voting is normally still “text to this number for this candidate” and so forth. That can be difficult for the fans - they have to follow the show closely, record the number and actually send out the text - which might even cost them money. Vodi’s voting platform does away with all those concerns while also providing more control and utility for the event organizers. We launched the platform with Miss Universe, and going forward, when you click on the Vote option in Vodi, you’ll see previous events and upcoming events. For an upcoming event, on the day of the event and voting goes live, it will light up, and you can go in and vote for that event. You can also see more details on the event and the pictures and profiles of the contestants. Then you get to vote however many times the event organizer decides. You can imagine how much much more user-friendly this is as opposed to just sending a text. The other feature we’re rolling out is very exciting and once again is about giving back. It’s a new platform within Vodi called Stars for Charity, and it’s a way for influencers and personalities of all kinds to both give back to a charity of their choice as well as monetize for themselves. This is a new model, and we’re initially launching with 10 of the contestants from Miss Universe All the star has to do is promote Vodi to their fans and followers, remind them to use their referral code or tracked link, and the users that sign up as a result become part of their “Vodi network.” That network continues to expand based on the friends those users invite, and so on, for four total generations of users. And then, all purchases made by users in that network, we give a portion of the revenue to both the star and the charity they’ve selected. As for the user perspective, you can see the new Stars for Charity option within the app, and within that you get to see more about the stars and the charities that they support. You can also “follow” them on the platform. Very soon - we’re looking at some time in late April - there will be live streaming within the platform, and you’ll be able to watch the stars stream live video and actually go on and participate in a live chat. What’s more, we’re also rolling out digital gifts on the platform - that means you can actually buy digital hearts, kisses, candies, stickers, whatever you want to do to give to the celebrity to show your love. These digital gifts that you buy, the profit from that actually gets donated to the charity of these celebrities. So that’s a social, fun way to make a meaningful donation, and that feature is coming out at the end of March. Like I said, we’re starting Stars for Charity with 10 of this year’s Miss Universe contestants, and we’re looking to onboard many more of the other contestants soon. Beyond that, the platform is open to a wide variety of people - we have many flexible definitions of “star” or “celebrity.” They could be a celebrity in their home town, at their college, at their high school. If you have followers and a charity you support, you can be a part of this Stars for Charity platform on Vodi. And the earnings that result from it can really make a difference for good causes.

Yes. Now that we’re coming out of beta, we are bringing on quite a lot of these partners. We give them a tracked link that can be embedded in their mass marketing - could be mass email or mass texting to their database - and social media marketing. When people click that link and download Vodi, the app automatically places up the referral code of the referring partner right away. So there’s a massive system behind the scenes that we build out for these partners.

There’s a discount behind a gift card. There’s a discount behind every mobile top-up. And when we launch bill payment and money transfer, those carry a fee that the users pay when they use them. All of these fees, all these discounts and fees actually are our revenue. From that, we give back some to the users via V-Coins, making it more fun and meaningful, but the rest is our revenue - that’s how we monetize. Eventually, we could add on other ways to make additional revenue. We could become a publisher - we can have ads that users can click on if they’re interested. So we could also monetize that way as well - it’s a well-known model used by many other apps out there. Like every startup, you have to start somewhere. We’re at the user acquisition stage, but we are also seeing an increasing number of purchases made on Vodi, which is really wonderful. In particular, we’re seeing people in the U.S. topping up phones for their loved ones in Latin American countries and in Asia and Africa. Keep in mind, 65 million Americans have prepaid wireless plans. We just need one million of them to start topping up their plans on Vodi. It would result in substantial revenue for us. Think about it this way: that’s a top-up of a $40 unlimited plan times a million users. That’s quite an opportunity right there for us already. We try to make it easy for users, so there are many different ways you can pay via Vodi. In the U.S., you can pay via Visa, MasterCard, American Express, PayPal, Apple Pay and Bitcoin. And we’re launching many other alternative payment solutions in countries around the world. For example, in Mexico, you can also go out to an OXXO location and pay via cash. In Brazil, you can go to a Boleto location and pay cash there - and many other similar solutions like this are in many countries that we’re rolling out.

We’d definitely like to see at least half a billion downloads. We want to see Vodi become a common household name to the point where people are saying, “Just Vodi me,” or “Vodi me a gift card,” or “Vodi me a top-up,” or “Vodi me a payment.” That’s how we see it. We know the world is all about everything being instant and having real value for the users out there. And that’s exactly what Vodi is about. As for any kind of exit strategy, whether we go public, or companies out there see there’s a fit - we actually have many options with Vodi. We keep our doors open for all opportunities out there.

Our cash of $750,000 on March 1st, 2017 was held for working capital purposes. We do not enter into investments for trading or speculative purposes. We anticipate using our available cash for operations, marketing, and expansion of our services within the next 8 months. We base this estimate on monthly burn rate of $125,000.

We initiated the fundraise in December of 2016o At that time, Vodi was Valued at 20 Milliono We had 300k downloads on Vodio Due to the Holiday season, we offered a special discount and we reduced the valuation to 10 milliono Most of all of the funds for the raise were collected in December, however we closed the round at the end of January 2017· In January/February 2017, we received 600k new downloads· In March 2017 we launched Stars For Charity Platformo We added 10 new contracts from celebrities· In April 2017, we have on boarded an additional 20 countries for digital eGifts with over 100 new brands available for our international users· We added on a 1 million dollar technical upgrade to our platform in April 2017, which significantly pushes us ahead of our competition.· We have signed the contract to be the Global Fan Vote Sponsor for the Miss USA pageant this May 2017 which we are projected to hit 1 million new downloads within May/June 2017o Fans download Vodi and vote for their favorite contestant· We have signed the contract to be the Fan Vote Sponsor for the Honduras pageant this May 2017 which we are projected to hit 300K new downloads within May 2017o Fans download Vodi and vote for their favorite contestant· We are poised to have contracts in place by May 2017 for Money Transfer and US Bill Payment conveniently within the chat conversation for the users.o These integrations should be relatively quick and available for beta testing by June 2017

There is no specific repayment plan. Our parent company will forgive the liability if necessary.